Frequently Asked Questions

 FAQs

Here are a number of frequently asked questions regarding the opening of a business bank account.

  • You will ordinarily be declined because you either have adverse creidt or a high risk business activity.

    As such, we guarantee no credit checks, so anyone with adverse credit will be accepted plus, we can open accounts for businesses considered high risk, including MSBs, gaming, adult, crypto etc


    Apply Online here

  • Yes - we can open you a new business account within 24 hours and without the need to book an appointment.

    Providing you can be formally identified, then we have options available that will give you a business account within hours of applying, plus with NO CREDIT CHECKS, your application will not be declined if you have any adverse credit.

    Apply Online here

  • In short yes, we can help anyone who has any type of Adverse Credit including those who are or have been bankrupt.

    It might take a little more work and time, but we will always be able to help open a business account regardless of your circumstances.

    Apply Online here

  • Yes we can help - it is true that any business that is considered as high risk will be declined by all the mainstream banks purely because of the nature of their business.

    However we can help open an account for anyone associated to gambling, gaming, adult entertainment, pharmaceuticals, jewellery, MSBs & financial services etc

    Apply Online here

  • Yes, we can open you a UK Business account no matter where you live in the world.

    However, if you require a business account with one of the main high street providers then yes you may need to be a UK resident but we have options available for any business whose main principles are non-UK residents, so all that would be required will be some formal identification to prove who you are and where you live.

    Apply Online here

  • If you have any bad or adverse credit, your application will almost certainly get declined, so we have accounts which will accept all applicants without the need for a credit check.

    So any applicant who has adverse or bad credit will be accepted providing they have some valid identifiaction and proof of home address.

    With guaranteed acceptance too!

    Apply Online here

  • We have helped many skill based competition business with the opening of a business account.

    We have a number of potential options available, so whilst none of the high street banks will be prepared to offer you a business account, we do have options which will accept your application and without the need to present yourself in person.

    Apply Online here

  • We can help anyone who has any type of Adverse Credit including those in an IVA.

    You cannot expect to open a high street account but we will always be able to help as we have some business account providers available who base their applications on your identity and not your credit status, so no matter how poor your credit rating is, they will accept you.

    Apply Online here

  • We have a wide network of banking partners, many of which might ordinarily decline an application which is processed via an automated system.

    However, our relationships are more with the decision makers in these banking providers, so we can first circumvent their automated process and secondly, we can present a more detailed case to significantly increase it’s chance of being accepted.

    It’s about understanding their risk appetite and good old fashioned personal relationships, where we can talk directly to someone in authority who will be prepared to over ride an automated decision.

    Apply Online here

  • Yes you can, however currently none of the mainstream banks will accept your application as they will perform a credit check.

    Our service will process your application and guarantee that there are no credit checks, so regardless of your circumstances you will not be declined due to bad credit.

    Apply online here

  • It is true that there are some business activities which are much harder to help than others, Adult and Crypto currencies being two of them

    However, even with those industries, we can help.

    The higher the risk, generally the less options available and the more it generally costs to open and operate an account - but there are always options available.

    In all of these circumstances, if you are unsure, complete our application form and see what we can do for you, before making any commitment or paying for our service.

    A decision in principle often costs NOTHING unless you decide to proceed.

    Apply Online here

  • Yes we can!

    Even though the main business account providers will refuse to open accounts for any MSB business, we do have providers that have options available meaning you can get business account facilities no matter what your business activity is.

    Apply Online here

  • When we say we offer a GUARANTEED Business Account Services, we mean Guaranteed!

    So no matter what your circumstances or your situation, we WILL be able to find you a provider who will accept your application – OK it may take a little more time for exceptional cases and we may be required to do some additional work that might result in a higher charge, but we have no reason to think we will not be able to find a business account solution.

    All that we require is all of the directors or shareholders of the company can provide formal identification and proof of your home address documentation, along with evidence that you have a genuine business.

    Assuming that is the case, then we will be able to help you.

    Apply Online here

  • We do offer a free service for those low risk business activities however for more complex or high risk business activities, we will charge a fee appropriate to the work involved to complete the process.

    Once you complete our Application form we will soon know which service you qualify for and how much the cost will be.

    You are under NO OBLIGATION to proceed if you do not wish to.

    So if you have a high risk business you would almost certainly need to expect to pay a fee for our specialist services however the fee will vary depending on the circumstances of the individual, the nature of the business and where the main principles, directors and principles reside.

Are there any charges involved for the service you provide?

We do offer a free service for those low risk business activities however for more complex or high risk business activities, we will charge a fee appropriate to the work involved to complete the process.

Once you complete our Application form we will soon know which service you qualify for and how much the cost will be.

Once you complete the form, you are under NO OBLIGATION to proceed if you do not wish to.

So if you have a high risk business you would almost certainly need to expect to pay a fee for our specialist services however the fee will vary depending on the circumstances of the individual, the nature of the business and where the main principles, directors and principles reside.