Basic Business Bank Account
with Bad Credit


There are different reasons why you may struggle to open a business bank account, including if you have Bad Credit.

Basic Business Bank Account with Bad Credit

 

If you have struggled to open a business bank account because of your bad credit your options may be limited, as every high street bank will perform a credit check on all of the principles of the business to see if you are credit worthy and will pass their stringent credit rating check.

Opening a Basic Business Bank Account with Bad Credit is possible regardless of any problems you may have even if you have already been declined by one of the high street banks as we have a variety of business accounts which are available on a Guaranteed Basis.


High Risk Businesses

 

The various types of accounts you can open will allow you to use the account like any other normal business bank account, including the use of a business debit card, full Internet banking and online statements, standing orders & direct debits, pay-in cash & cheques plus many more features, all fully authorised and regulated by the FCA.

The account available are as follows:

Basic Business Bank Account – Although described as ‘Basic’, this business account is anything but basic as you can enjoy nearly all the functionality of a regular high street bank including your own Sort Code & Account Number, Internet banking, standing orders/Direct Debits, Faster Payments, Business bank card plus much more


Business Account Application

 

The application process could not be easier, just apply online and we will do the rest, with no appointment necessary and the whole process completed online. We also have business accounts available regardless of any bad credit including those related to bankruptcy, IVA, CCJs, Defaults, missed payments or anyone who has previously been declined by a high street bank.


Basic Business Bank Account with Bad Credit – Guaranteed Acceptance

 

It is essential for every Business to have it’s own business bank account and using a personal bank account for any business is really not recommend which is why it is important to understand what your options are if you are having problems open up a business bank account.

If you have a Limited Company you should not pay any money into your personal account and whilst this may work for a Sole Trader business, it is strongly recommended to avoid this practice as it could not only cause a problem with HMRC but also if your bank were to discover this, they would almost certainly close your account as they would not allow any personal account to be used for business.

If you have already been declined then your options will be restricted, so complete our online application form and we will almost certainly be able to help you, regardless of your circumstances.

Apply Online by Clicking Here

Business Bank Accounts.

We do not deal with any of the mainstream banks but we can open you a fully FCA Regulated & Authorised account regardless of your circumstances normally within a couple of days:

  • Directors with Bad Credit - ACCEPTED

  • Directors who are or have been bankrupt - ACCEPTED

  • Directors in an IVA - ACCEPTED

Help when you need it most

 

Our application service for a business bank account is one that can normally be completed in a matter of days, so no waiting for an appointment or for long drawn out conversations about if you may or may not get accepted.

We offer a comprehensive and detailed business banking intermediary service to help find the best business bank account for you, and then to open that account as quickly as we possibly can, so that you can trade without delay. Apply Here now to get started