Basic Business Bank Account No Credit Check
There is a way of setting up Basic Business Bank Accounts with bad credit and no credit checks.
Basic Business Accounts
Have you been declined for a new business bank account because of your credit problems and know if you apply elsewhere you will be declined again?
If so, apply here for a Basic Business Bank Account with No Credit Check
You can open an FCA regulated business account available which is designed specially for those who have either been declined or refused a regular high street business bank account because of their credit rating.
No Credit Checks
By opening a business account which avoids the need for a credit check means that no matter how severe your problems, you will still be accepted.
Even those who are bankrupt, in an IVA or a Debt Management programme can still apply in the knowledge that they will be accepted, as the opening process is based on being a UK resident and running a legitimate business.
What facilities are included in these accounts?
If you find yourself in a difficult situation and you are unable to open a regular high street business account, then you must accept that you may have to compromise on the account facilities in order to have a proper business account.
The good news is there will always be an option available to you.
Your new business account will always include your own Sort Code & Account Number, Full Internet & mobile Banking, MasterCard which like a debit card gives you full access to your cleared funds, Pay in Cash & Cheques at a high street bank or Post Office, Faster Payments, standing Orders & Direct Debits and a UK Call Centre.
As opening a Basic Business Bank Account No Credit Check is based on Identity, all you may need to provide is a copy of a valid passport (any country accepted as long as it is valid) or a UK driving license plus a copy of a valid utility bill, personal bank statement or something similar.
What are the differences to a High Street account?
There are a small number of differences when trying to open a high street business bank account, not least of all the time it takes to get an appointment to see a business manager to get the process started.
So if you need a business account opened quickly, a high street account is almost certainly not an option to consider.
If any of the main Directors or Shareholders has any sort of Adverse Credit, it will affect your application as the high street banks will perform a credit check on all the main applicants.
So if any director or main principle of the business has any bad credit, then their application will almost certainly be declined.
As for functionality, all basic bank accounts will offer you full security, online & mobile banking, a UK debit card, standing orders/direct debits, paying in cheques etc,
However all of this can be available without the need for a credit check or waiting for an appointment to apply - Apply Online Here
Basic Business Bank Account No Credit Check.
We do not deal with any of the mainstream banks but we can open you a fully FCA Regulated & Authorised basic business account regardless of your circumstances:
Directors with Adverse Credit - ACCEPTED
High Risk Businesses - ACCEPTED
Non UK Residents business owners - ACCEPTED
Help when you need it most
Our application service for a basic business bank account is one that can normally be completed in a matter of hours, so no waiting for an appointment to complete your application - we can do everything online and often on the same day.
We offer a comprehensive and detailed business banking intermediary service to help find the best business bank account for you, and then to help you open that account as quickly as we possibly can, so that you can trade without delay. Apply Here now to get started